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Nigel TAYLOR Published
July 25,黑帽快排多模型 2025
Buy-now-pay-later (BNPL) has just got bigger. London-based fintech firm Tymit has announced a strategic partnership with credit/payments giant Visa. This will support the adoption of pay-by-instalment credit among large financial institutions and merchants in the UK and Europe.
What that means for shoppers is that they’ll be able to access these firms’ co-branded or white-labelled instalment credit programmes, giving much more BNPL choice.
But Tymit, which powers instalment programmes for big names like Frasers Group with Frasers Plus, says its instalment credit solutions are actually an alternative to traditional credit card and BNPL programmes. It says they can address various payment pain points faced by merchants and consumers.
That includes retailer worries such as “losing control over their customer base, lacking adequate affordability checks, facing a lack of protection against fraud, and paying excessive fees”, issues that face the more mainstream BNPL operators.
But it said financial institutions and merchants can work with Tymit to gain access to technologies and expertise that allow them “to create co-branded credit card programmes with instalment options”.
Clearly, it’s operating in the big league with Visa as that company is almost the biggest name in credit payments globally.
“Our partnership with Visa signifies a significant milestone for Tymit as we empower financial institutions and merchants to swiftly and cost-effectively bring instalment credit solutions to market,” said Martin Magnone, CEO and co-founder of Tymit. “With our proven track record and expertise in instalment credit, we are poised to meet the needs of the industry.”